…as the nights draw in

If we asked, ‘If you could change one thing, what would it be?’

We are fairly positive that you might have at least one (if not more) answer, particularly in current times.

If we honed the subject down to your personal financial planning and asked the same question again, what would be your answer? Looking forward to the end of 2020, and indeed the beginning of 2021, the economic outlook does not look promising for many.

If you looked back to the beginning of 2020, if you could have changed one thing financially, what would it have been? Hindsight is of course usually an exact science; however, it's worth considering whether that thing you would have changed could still be changed now.

This autumn might well be a great time to take a look at your overall personal finances to see if changes need to be made, and can be made to help you as the nights draw in.

Taking control of your financial planning may not be a priority as we face many other challenges because of the effects of COVID-19. Indeed, financial planning might be quite daunting as a prospect, but making just a few small changes may make all the difference. Be ready where you can!