Chancellor’s Spending Review: From Santa to Scrooge

In response to today’s Spending Review announcements from Chancellor George Osborne, chartered financial planner and co-founder of Surrey-based SaidSo, Keith Churchouse, says:

"George Osborne spoke for over an hour to a packed vociferous house, bringing some pre-Christmas cheer for some and Scrooge-like news for others. It is good to hear that the UK's GDP remains firm at a time when global growth is slowing.

"It's also good news for families that the planned tax credit cuts have been scrapped. No tinkering, just a straightforward U-turn. And a one year extension to the small business rate relief scheme will be welcomed by entrepreneurs.

"Current pensioners will also be pleased to hear that the full basic state pension is to rise to £119.30 per week from next year, an increase of £3.35 per week. Confirmation was also received of £155.65 per week for the new state pension arrangements from the new tax year (April 2016), for those able to claim the maximum benefit. The rub will be if you can claim the maximum!

"And in today's digital age, the fact that every individual and small business will have their own digital tax account by the end of the decade is no real surprise, as the digital-by-default revolution continues. At, we're all about embracing online financial planning, so we'll be following this one with particular interest."


Notes to editors:

1.For all media enquiries contact Claire Dee, SaidSo PR consultant, on 07798 894520 or email

2.About SaidSo is a multi-award-winning independent online financial planning website which makes financial planning as easy as child's play. In just a few clicks, and for a fixed fee of £299, users of the site input their current details and receive an individual tailor-made financial planning report. The SaidSo report and implementation process helps its customers achieve financial objectives to suit their needs and way of life. is a special FinTech company in that it offers an online-only one-stop shop financial planning service both for advice and arranging products – ideal in today's busy internet-led world.

SaidSo is a trading name of Chapters Financial Limited based in Surrey, UK.Chapters Financial Limited was established in 2004, having over 30 years' previous experience in the UK retail financial services profession, dealing in a range of areas to provide individual financial planning solutions.Led by co-founder Keith Churchouse – a Certified Financial Planner and Chartered Financial Planner – Chapters Financial Limited is authorised and regulated by the Financial Conduct Authority (registration number 402899).

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